Payhip’s pricing model works differently from most ecommerce platforms. Every plan includes every feature: no feature gating, no locked-behind-paywall tools. The only difference between plans is the transaction fee Payhip takes on each sale. You pay to reduce your per-sale cost, not to unlock functionality.
This makes the upgrade decision purely mathematical. Once you know your monthly revenue, the right plan is clear.
Payhip’s Three Plans
Free Forever at $0/month gives you full access to every Payhip feature: unlimited products, unlimited revenue, digital and physical product support, affiliate marketing, coupons, and EU/UK VAT compliance. Payhip takes 5% of every sale. Stripe or PayPal processing fees (2.9% + $0.30) apply on top.
Plus at $29/month drops the Payhip transaction fee to 2%. All features remain identical to the free plan. The only change is the reduced per-sale fee. The $29 monthly cost is fixed regardless of how much you sell.
Pro at $99/month eliminates Payhip’s transaction fee entirely. 0% on every sale. You still pay Stripe or PayPal processing (2.9% + $0.30 per transaction), but Payhip takes nothing on top. At $99/month, the Pro plan makes financial sense for sellers above approximately $3,500/month in revenue.
When to Upgrade: The Break-Even Math
Because plans differ only in transaction fees, the right plan depends entirely on your monthly sales volume.
At $967 in monthly sales, the Free plan charges $48.35 in Payhip fees (5%). The Plus plan charges $29 subscription + $19.34 in fees (2%) = $48.34. They cost virtually the same. Above $967/month, Plus is cheaper. Below it, Free is cheaper.
At $3,500 in monthly sales, the Plus plan charges $29 + $70 in fees (2%) = $99. The Pro plan charges $99 subscription + $0 in Payhip fees = $99. They cost the same. Above $3,500/month, Pro is cheaper. Below it, Plus is cheaper.
| Monthly revenue | Cheapest plan | Why |
|---|---|---|
| Under $967 | Free | 5% fee is less than $29 plan cost |
| $967 to $3,500 | Plus | 2% fee + $29 beats 5% fee |
| Over $3,500 | Pro | $99 flat beats 2% fee + $29 |
What Payhip Includes on Every Plan
Unlike most platforms where features are split across tiers, Payhip includes everything on the Free plan:
- Unlimited products and unlimited revenue
- Digital products (ebooks, software, templates, audio, video)
- Physical products with basic shipping options
- Online courses with video hosting
- Memberships and subscriptions
- Affiliate marketing system
- Discount codes and coupons
- Pay-what-you-want pricing
- EU and UK VAT automatic calculation and remittance
- Embeddable checkout buttons for external websites
- Custom storefront with basic customisation
- Stripe and PayPal payment processing The only thing a paid plan changes is how much Payhip takes per sale.
What Payhip Does Not Handle
US sales tax and non-EU global tax. Payhip handles EU and UK VAT automatically, a real advantage for sellers with European customers. It does not handle US sales tax, Australian GST, Canadian GST/HST, or other global tax jurisdictions. You remain liable for those as the merchant of record in your own Stripe or PayPal account.
Razorpay and UPI. Payhip processes payments through Stripe and PayPal only. For Indian sellers whose customers pay by UPI, this is a practical limitation. Customers who cannot pay by their preferred method are more likely to abandon the checkout.
WhatsApp ordering. Payhip has no feature for connecting a storefront to WhatsApp or generating pre-filled cart messages. Sellers who take orders through WhatsApp manage that channel separately.
Verified customer reviews. Payhip does not have a built-in email-verified review system with a public trust score.
Physical product management at scale. Payhip supports physical product listings but is primarily designed for digital products. Inventory tracking, order management dashboards, and fulfilment tools are more limited than dedicated physical product storefronts.
Payhip vs Trustd
Payhip and Trustd serve different primary use cases. Payhip is built for digital product sellers — ebooks, courses, templates, memberships. Trustd is built for boutique owners selling physical products through Instagram and WhatsApp.
| Payhip (Free) | Trustd (Free) | |
|---|---|---|
| Transaction fee | 5% per sale | None |
| Physical products | Yes (basic) | Yes (unlimited) |
| Digital products | Yes | No |
| WhatsApp ordering | No | Yes |
| Verified reviews | No | Yes |
| Razorpay / UPI | No | Yes (Pro, ₹999/year) |
| EU/UK VAT compliance | Yes | No |
| Affiliate marketing | Yes | No |
| Courses and memberships | Yes | No |
If you sell digital products, courses, or memberships, Payhip’s free plan is one of the most accessible starting points available. All features with no monthly fee, and a clear upgrade path as revenue grows.
If you sell physical products through Instagram and WhatsApp, Trustd is the closer fit. Trustd is free to start with no transaction fee, unlimited physical products, WhatsApp ordering, and verified reviews from day one.
Frequently Asked Questions
Is Payhip free?
Yes. Payhip's Free Forever plan costs $0/month with no time limit. It includes all features with no restrictions. The trade-off is a 5% transaction fee on every sale. Stripe or PayPal processing fees (2.9% + $0.30) apply on top.
What is Payhip's transaction fee?
Payhip charges a platform transaction fee depending on your plan: 5% on Free, 2% on Plus ($29/month), and 0% on Pro ($99/month). Standard payment processor fees from Stripe or PayPal (2.9% + $0.30 per transaction) apply on every plan in addition to Payhip's fee.
Does Payhip support physical products?
Yes. Payhip supports physical product listings with basic flat-rate or weight-based shipping. It is primarily used for digital products: ebooks, courses, templates, and memberships. Physical goods can be listed, but inventory tracking and order management are more basic than dedicated storefront platforms.
When should I upgrade from Payhip Free to Plus?
The break-even point is approximately $967/month in sales. Below that, the Free plan's 5% fee costs less than paying $29 for the Plus plan. Above $967/month, the Plus plan's 2% fee saves you more than the subscription costs. The math: at $967/month, Free costs $48.35 in Payhip fees, while Plus costs $29 + $19.34 (2% fee) = $48.34.
Is Payhip available in India?
Payhip is available globally but processes payments through Stripe and PayPal only. Razorpay and UPI are not supported. For Indian sellers whose customers expect to pay by UPI, this limits who can complete a purchase through a Payhip checkout.